Being rich nowadays has a new definition. What does it mean to be rich? How can you get rich? Is …
If you’re like me who is a keen traveler, chances are, with all the lockdown caused by the pandemic, you are feeling cabin fever right now. The good news is, while we’re still waiting for the world to open up, it is also the perfect time to save money for travel or any other things that you may want to spend money on.
It is definitely not for purchasing a new apartment or a car. It is not for paying your college tuition either. It is also different from your savings. An emergency fund is used when an emergency comes up (from the name itself). It provides you the peace of mind when something unexpected happens like a loss of a job.
If you are to ask me five years ago to leave my corporate job with a high-paying salary in Hong Kong, I would have told you that’s crazy. Why would I? With all the benefits I’m getting? No way! Anyway, let me share with you my experience on how managing personal finance is the first step on how to be a minimalist.
If you have plans on getting married someday, or perhaps you simply want to live together under one roof, one of the things you have to consider is knowing how to handle your relationship and money. It can get complicated, challenging and unromantic, you somehow, need to be on the same page when it comes to handling finances.
I tried reading all financial books I could get my hands on, but it was useless because I never applied any of its concepts. I never thought spending money could be addicting. I told a gym buddy about this problem and she changed my life more than I can imagine. I learned proven ways on how to save more money.